As independent advisors, we have access to a full array of non-proprietary financial products and services as we work with you to help ensure your assets are strategically allocated, diversified and managed.

We provide the following services:

  • Retirement income planning
  • College planning
  • Legacy planning
  • Tax minimization planning
  • Estate planning services
  • Business planning services
  • Insurance planning
  • Asset management

We utilize the following investment vehicles:

  • Stocks
  • Bonds
  • Mutual funds
  • Government securities
  • Exchange-traded funds
  • Index funds CDs
  • Fixed annuities and variable annuities
  • Alternative investments (limited to qualified investors):
    • Real estate investment trusts (REITs)
    • Business development companies (BDCs)
    • Structured notes

Retirement Planning

Long before retirement even hits our radars, we’re planning what type of education, skills training, and professional designations we’ll acquire. We also spend a lot of time planning which industries are the best place to work in, and which employers to work for. Once employed, we carefully strategize our every career move, so that we progress to the top of the ladder in our respective fields. Sadly though, while we

Financial Planning

Whether it’s owning your own home, funding your children’s education, or creating a stress-free retirement, a financial plan is considered vital in working towards your goals. We use a consultative approach to create a financial plan that aims to meet your objectives.

Asset Allocation

You and your family (partner, spouse) work hard to accumulate assets over a lifetime. The hope is that, when the time comes for you to leverage those assets, they’ll be there for you to benefit from.

Education Planning

Like Retirement Planning, which has to commence long before you enter into retirement, Education Planning (for yourself or your children) needs to occur well before mature learners or young scholars are poised to embrace higher education.

Women in Transition

From career-woman to wife/partner, and from caring mom to single-motherhood, separation and divorce-women go through more transitions during a lifetime than most of us realize.

Young Investors

Young Investors – “We can have our avocado toast and eat it, too” Working with the next generation of investors is a big part of Byrne Financial Freedoms focus. While working with our young investors we stress the importance of basic financial concepts, education, and time. Time and the power of compound interest is the largest tool our young investors have, to begin working towards their financial future. Early on

Tax Planning

It’s said that only two things are certain in life: Death…and Taxes! And while there’s not much you can do to avoid the former, with prudent planning and foresight, there’s a lot you can do to minimize the later.

Insurance Planning

If there’s one thing certain about life – it’s the uncertainty that living it brings. The best laid plans can sometimes come to naught! Even though you may think you’ve covered all the bases, life sometimes has a funny way of throwing you a curveball when you least expect it.

Financial Planning for Business Owners

When you are full of ideas for starting a new business, all you can see is what’s going to happen tomorrow. The thought of having their vision turned to reality often blinds new entrepreneurs to that all-important question: Does it all makes sense financially?